Banyan Tree Beach Residences Oceanus · Bang Tao Beach · Laguna Phuket · Cherngtalay
Two payment plans
Both plans come from the developer's termsheet of 28 April 2026. The standard plan pays 20% on the contract and 20% at each of four construction milestones. The deferred plan pays 20% on the contract and 10% at each of three milestones, leaving 50% after completion, financed over 1, 3 or 5 years in quarterly installments at 3%, 5% or 7%.
The developer's terms / 01
20% × 5 as the building rises — or 50% during construction and 50% after, financed up to five years
Fitted prices from the termsheet of 28 April 2026: standard fixtures and equipment included, loose furniture separate. Prices are effective from the termsheet date and may change; we confirm your residence in writing before reservation.
Standard construction plan
- 20%On signing the contractLess the reservation fee
- 20%Concrete structure completeConstruction 25% complete
- 20%Roof, brickwork, rendering completeConstruction 50% complete
- 20%Conduits, pipework, plastering completeConstruction 75% complete
- 20%Completion of constructionBefore handover
Deferred plan · 50% after completion
- 20%On signing the contractLess the reservation fee
- 10%Concrete structure completeConstruction 25% complete
- 10%Roof, brickwork, rendering completeConstruction 50% complete
- 10%Conduits, pipework, plastering completeConstruction 75% complete
- 50%After completionFinanced over 1, 3 or 5 years
| 1 year | 4 quarterly installments | 3% |
|---|---|---|
| 3 years | 12 quarterly installments | 5% |
| 5 years | 20 quarterly installments | 7% |
Calculator / 02
Both plans and the financing for any residence
Pick a type, set the residence price, choose the standard or the deferred plan and, for the deferred plan, the financing term. The stages follow the termsheet; the registration figure follows the developer's condominium FAQ.
Format
Payment plan
Financing of the deferred 50%
Ownership
ReservationTHB 1,000,000
During construction · THB 95,500,000
- On signing the contract20% · Less the reservation feeTHB 38,200,000
- Concrete structure complete10% · Construction 25% completeTHB 19,100,000
- Roof, brickwork, rendering complete10% · Construction 50% completeTHB 19,100,000
- Conduits, pipework, plastering complete10% · Construction 75% completeTHB 19,100,000
After completion · THB 95,500,000
- 12 quarterly installments3 years · 5% interest on the deferred balanceTHB 8,356,250
- Interest over the termTHB 4,775,000
At registration
- Land Department registration1.1% of the lease value; renewals paid by the lesseeup to THB 2,101,000
Unit price with interestTHB 195,775,000
Developer's termsheet terms of 28 April 2026. Stage triggers follow the construction milestones of the building; the reservation fee is paid on the reservation form and counts towards the first payment. We confirm the exact schedule for your residence in writing before reservation.
Reservation, registration and running costs / 03
Before the contract, at registration, and every year after
Reservation fee
- Unit price under THB 30MTHB 100,000
- THB 30M to 50MTHB 300,000
- THB 50M to 100MTHB 500,000
- THB 100M and aboveTHB 1,000,000
At registration
- Freehold registration2% transfer fee + 1% withholding + 3.3% specific business tax
- Leasehold registration1.1% of the lease value; renewals paid by the lessee
- Who paysThe split between seller and buyer is set in the contract
Running costs & ownership
- Common area feeAbout THB 60 per m² per month, per the developer's page
- Sinking fundA contribution at transfer, rate per project
- Water and electricityMetered per residence
- Housekeeping, pool, gardenOptional, by the Laguna property team
Freehold residences sit in the 49% foreign quota — all reserved today; the priced residences are 30-year registered leaseholds, renewable as the law allows. Each residence on the termsheet is priced for one ownership form.
The plan for your residence, in writing
Name a residence number or a budget; we return the exact stages under both plans, the reservation tier and the registration costs.
Independent advice from Invest Phuket · we reply within 15 minutes in working hours.
Money questions / 04
Prices, ownership, payment and costs
01Freehold or leasehold — what is on offer?
Eight residences sit in the 49% foreign freehold quota (x01–x04 of Buildings 1 and 4) and eight are 30-year registered leaseholds, renewable as the law allows. Both priced residences today are leasehold; we tell you first when a freehold residence returns to the list.
02How do I pay?
Reservation fee of THB 1,000,000 (prices above THB 100M), then either the standard plan — 20% on the contract and 20% at each of four construction milestones — or the deferred plan: 20% + 10% + 10% + 10% during construction and 50% after completion, financed over 1, 3 or 5 years in quarterly installments at 3%, 5% or 7%.
03What are the costs at registration and every year?
Land Department rates: freehold 2% transfer fee, 1% withholding and 3.3% specific business tax, split as set in the contract; leasehold 1.1% of the lease value. The developer's page puts the common area fee at about THB 60 per m² a month, with a sinking-fund contribution at transfer and metered utilities.
04What is included in the price?
Standard fixtures and equipment per the schedule of finishes: engineered wood and porcelain floors, quartzite worktops, European appliances including a wine fridge, VRF air-conditioning, smart toilets, wardrobes and water filtration. Loose furniture and artwork are separate.
Discuss Banyan Tree Beach Residences Oceanus with Lina
Name the residence type, building, budget and timing. Lina answers with the current availability, the price and the terms in writing.